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ST
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HOW MUCH CAN I BORROW WITH A CONVENTIONAL LOAN ?
Fannie Mae and Freddie Mac have lending limits, see below.
Mortgages at or under these limits are called “conforming”
loans, because they conform to the lending limit. Loans higher
than these limits are called non-conforming or jumbo loans.
Most US counties have a maximum loan limit of $417,000 for a
single family dwelling, ($533,850) for two units, ($645,300) for
three units & ($801,950) for four units. These limits are
applicable for purchase and refinance mortgage loans.
Several US counties surpass the ordinary loan amounts. These
loans are typically known as conforming jumbo loans since they
conform to the Fannie Mae and Freddie Mac lending limit,
although they surpass the customary limit. See chart below
•
One-Unit is a single family home or condominium
•
Two-Unit is two separate living units (duplex)
•
Three-Unit three separate living units (triplex)
•
Four-Unit four separate living units (fourplex)
2016 Conforming loan limits for Florida Counties
911DIRECTLENDING.COM D.B.A 1st Florida Lending Corp.
Florida State Lending - Est in 2007 License # MLD1069
Office: 2151 Consulate Dr. Suite 8, Orlando, Florida 32837
Office Hours Monday - Friday 9:00 am - 6:00 pm
Weekend Hours: I Saturday By Appointment I Sunday closed
Local: 407-218-6569 I 800-655-1345 Fax: 877-401-9955 (24/7)
